Average Cost Of Home Care
When people are looking for home care, one of the first things they want to know is what is the average cost of home care. Of course, this does not mean that they loved their parents or loved ones less. Health care is expensive and at times, home care may not be covered by insurance. Hence, it is right for these people for wanting to know the cost of home care before opting for it.
Home care is primarily of 2 types – one is health care given at home by a licensed healthcare profession, and the other is the non medical type wherein caregivers are responsible for companionship, personal care and other similar duties. So, the cost of home care differs based on what kind of care the senior requires. But both types have an hourly cost.
A person looking for home care can get a caregiver from an agency or hire a private person as a caregiver. If you are looking for a licensed home health care worker, you would have to go via an agency.
Typically, a home health care worker would visit the senior a few times a week. During a scheduled visit, the worker may spend anywhere from 2 hours to 8 hours depending on what the work contract stipulates. While the average cost of home care in the US is around $19 an hour, it differs from state to state. It can be anywhere from $13 an hour to $30 an hour. This is the cost a person will be paying on an hourly basis if the caregiver is hired from an agency. On the other hand, hiring a private home care worker is around 20 to 30 percent cheaper. While this maybe an attraction, as people will be paying less for private home care workers, it is not necessarily the best option. Private workers will not be insured and you will have to conduct your own background check on them. Also, private workers will not be able to have a replacement in place if they cannot make it for a scheduled visit.
If you cannot pay for home health care, there are federal and state programs in place that offer some kind of assistance. For federal programs, get in touch with the Social Security, Medicare, Medicaid, and Veterans Administration to find out more details. Majority of the programs do provide some form of financial help to cover the cost of home care.
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Home Instead: What Is Home Care?
Paying for Senior Care: Financial Options to Help Pay for or Reduce the Cost of Home Care