Public And Products Liability And ISR  

Public Liability in Torts law encompasses civil rights. As an owner or manager of property there exists an obligation on you to comply with certain statutory obligations designed to protect those who use your property. Furthermore, you are vulnerable to any bodily damage to a person in your premises if it is held to be the outcome of negligence on your part.

The same applies to any service you may run such as games parks for instance, where an accident resulting in injury could make you liable to penal damages. Public Liability envisages three categories of people -- invitees like customers who have implicitly been invited by advertising and your offering goods for sale, running a restaurant etc. Next are licensees like tradesmen, sales people and delivery agents not specifically invited but there to do business. And finally, trespassers who are uninvited but to whom the owner has an obligation to secure their safety. The laws on public liability are particularly stringent in the US and have been the cause of protracted litigation with penalties so severe as to result in closure of a business.

Product liability covers injury and loss as a result of defective design or manufacture of a product. In this case, the entire trading chain from the manufacturer to the retailer may be held responsible. In the US, a dispute arises generally as a result of negligence, failure to meet claims and breach of warranty. It could be because of faulty design or manufacturing defect or even failure to warn. Product liability disputes are harsh and usually fall under the purview of the strict liability doctrine.

In both cases, liability insurance is vitally important.

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What-Are-Some-Measurements-To-Prevent-Strict-Liability-Torts      Strict liability torts relate exclusively to recovery of damages from manufacturers or retailers who have to assume responsibility for injury and damage that may have been caused by any faulty product they deal with. Strict liability torts do not entail prosecution. Negligence is not a matter of relevance. More..

 


 

 

 
   
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