Recently, Medicare started covering chiropractic care. Many people still do not know about it and those who do know have several unanswered questions.
It is actually complicated to understand because of several reasons. A chiropractor to identify the problem will order many reports like blood pressure checks, X-rays and other scans among other things.
Until now insurance companies never covered chiropractic so the tests recommended by chiropractors were not covered by health insurance and Medicare. That is why people who sought the services of chiropractors found the entire treatment regimen extremely expensive. Earlier, Medicare would typically cover the chiropractor’s fees but not the payment for the tests ordered by the chiropractor. Medicare required an annual X-ray but did not pay for it. Typically, Medicare covers in away where you pay the deductible and the insurance covers 80 percent of the costs.
Not everyone can afford chiropractic care and it is very difficult to pay the fees for tests and also pay the chiropractor. Some people who believe that they get relief and rather not have to suffer with pain do pay the fees and get the necessary chiropractic treatments. However, after Medicare has started covering and few a more insurance companies also joined the fray, doing to a chiropractor has become much easier. However, it is also important to know how much you should pay as deductible and what are your financial responsibilities at the end of the treatment. Some insurance require pre-authorization for certain kind of treatments and it is better to check with your insurance provider of they need it.
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