Nearly .08 percent of children born in the US have some hearing impairment. However, the vast majority of hearing impaired cases is among people who are aged over 50, and most of these people have limited resources where health coverage. This means that it becomes financially difficult for these people to purchase hearing aids.
Many older people delay getting ear evaluations done because they know that getting hearing aids is expensive. They also know that if they do not have health insurance or are underinsured, purchasing hearing aids can be a problem because of the cost.
It is very unfortunate that Medicare does not cover hearing aids and this has been quite a contentious issue for some time. Only people with private health insurance can afford to buy hearing aids. Medicare, unfortunately, still excludes hearing aids coverage from both plan A and plan B. Even if you have additional Medigap policy through a private insurance company, you will not get coverage for hearing aids.
The good thing is that in the last few years, Medicare has increased the health care options and some seniors have the Medicare HMO plan option. This is similar to private HMO and seniors have to choose their primary care physician and can just visit doctors and specialist in their network. By making a small co-payment each time they visit the physician, they can save money on the insurance premium as well as get added benefits. It is quite possible that your Medicare HMO may cover hearing aids and the best thing to do is check with your account representative.
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